The basics
Total Population
1,305
Median Age
48.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$111,900
Lower than 79%
Median Property Tax
$529
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.87
Near median
Median Rent
$806
Lower than 59%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90
Winter Avg Low (°F)
32.6
Avg Temperature (°F)
61.2
Hot Days/yr (>90°F)
67.4
Freezing Days/yr (<32°F)
73.8
Annual Precipitation (in)
57.8
Annual Snowfall (in)
1.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
74.4
Higher than 62%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38039: frequently asked questions
- What is the median home value in ZIP Code 38039?
- The median home value in ZIP Code 38039 is $111,900, lower than 79% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38039?
- The median annual property tax in ZIP Code 38039 is $529, an effective rate of 0% of home value.
- Is ZIP Code 38039 expensive to live in?
- Homes in ZIP Code 38039 cost about 2.87× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 38039?
- The median gross rent in ZIP Code 38039 is $806 a month, lower than 59% of U.S. ZIP codes.
- What is the weather like in ZIP Code 38039?
- ZIP Code 38039 averages 61.2°F year-round, summer highs near 90°F, winter lows around 32.6°F (NOAA 1991–2020 normals). It sees about 1.9 inches of snow a year.
- Is ZIP Code 38039 at risk of flooding or natural disasters?
- ZIP Code 38039's FEMA National Risk Index score is 74.4 (higher than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →