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ZIP Code 38042

Hardeman, Tennessee

FIPS 38042

Juniper

ZIP Code 38042 is in the bottom 19% nationally for FEMA risk score. It also sits in the 31th percentile nationally for median home value.

Median Home Value

$147,000

Lower than 69% of U.S. ZIP codes

FEMA Risk Score

87.2

Higher than 81% of U.S. ZIP codes

The basics

Total Population

464

Median Age

73.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$147,000

Lower than 69%

Median Property Tax

$705

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.14

Higher than 56%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90

Winter Avg Low (°F)

32.6

Avg Temperature (°F)

61.2

Hot Days/yr (>90°F)

67.4

Freezing Days/yr (<32°F)

73.8

Annual Precipitation (in)

57.8

Annual Snowfall (in)

1.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

87.2

Higher than 81%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 38042: frequently asked questions

What is the median home value in ZIP Code 38042?
The median home value in ZIP Code 38042 is $147,000, lower than 69% of U.S. ZIP codes.
How much is property tax in ZIP Code 38042?
The median annual property tax in ZIP Code 38042 is $705, an effective rate of 0% of home value.
Is ZIP Code 38042 expensive to live in?
Homes in ZIP Code 38042 cost about 3.14× the median household income, higher than 56% of U.S. ZIP codes.
What is the weather like in ZIP Code 38042?
ZIP Code 38042 averages 61.2°F year-round, summer highs near 90°F, winter lows around 32.6°F (NOAA 1991–2020 normals). It sees about 1.7 inches of snow a year.
Is ZIP Code 38042 at risk of flooding or natural disasters?
ZIP Code 38042's FEMA National Risk Index score is 87.2 (higher than 81% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →