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ZIP Code 38381

Hardeman, Tennessee

FIPS 38381

Juniper

ZIP Code 38381 is in the top 28% nationally for price-to-income ratio, but in the bottom 32% nationally for FEMA risk score. It also sits in the 21th percentile nationally for median home value. And it sits in the 30th percentile nationally for median rent.

Median Home Value

$110,000

Lower than 79% of U.S. ZIP codes

FEMA Risk Score

79

Higher than 68% of U.S. ZIP codes

The basics

Total Population

1,490

Median Age

33.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$110,000

Lower than 79%

Median Property Tax

$773

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.14

Lower than 72%

Median Rent

$682

Lower than 70%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

88.3

Winter Avg Low (°F)

30.1

Avg Temperature (°F)

59.6

Hot Days/yr (>90°F)

49.1

Freezing Days/yr (<32°F)

74.5

Annual Precipitation (in)

56.1

Annual Snowfall (in)

1.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

79

Higher than 68%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 38381: frequently asked questions

What is the median home value in ZIP Code 38381?
The median home value in ZIP Code 38381 is $110,000, lower than 79% of U.S. ZIP codes.
How much is property tax in ZIP Code 38381?
The median annual property tax in ZIP Code 38381 is $773, an effective rate of 1% of home value.
Is ZIP Code 38381 expensive to live in?
Homes in ZIP Code 38381 cost about 2.14× the median household income, lower than 72% of U.S. ZIP codes.
What is the average rent in ZIP Code 38381?
The median gross rent in ZIP Code 38381 is $682 a month, lower than 70% of U.S. ZIP codes.
What is the weather like in ZIP Code 38381?
ZIP Code 38381 averages 59.6°F year-round, summer highs near 88.3°F, winter lows around 30.1°F (NOAA 1991–2020 normals). It sees about 1.7 inches of snow a year.
Is ZIP Code 38381 at risk of flooding or natural disasters?
ZIP Code 38381's FEMA National Risk Index score is 79 (higher than 68% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →