The basics
Total Population
2,238
Median Age
52.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$103,200
Lower than 81%
Median Property Tax
$491
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.23
Lower than 70%
Median Rent
$770
Lower than 63%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
86
Winter Avg Low (°F)
28.9
Avg Temperature (°F)
57.8
Hot Days/yr (>90°F)
39.6
Freezing Days/yr (<32°F)
89
Annual Precipitation (in)
53.2
Annual Snowfall (in)
5.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
96.1
Higher than 94%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 38232: frequently asked questions
- What is the median home value in ZIP Code 38232?
- The median home value in ZIP Code 38232 is $103,200, lower than 81% of U.S. ZIP codes.
- How much is property tax in ZIP Code 38232?
- The median annual property tax in ZIP Code 38232 is $491, an effective rate of 0% of home value.
- Is ZIP Code 38232 expensive to live in?
- Homes in ZIP Code 38232 cost about 2.23× the median household income, lower than 70% of U.S. ZIP codes.
- What is the average rent in ZIP Code 38232?
- The median gross rent in ZIP Code 38232 is $770 a month, lower than 63% of U.S. ZIP codes.
- What is the weather like in ZIP Code 38232?
- ZIP Code 38232 averages 57.8°F year-round, summer highs near 86°F, winter lows around 28.9°F (NOAA 1991–2020 normals). It sees about 5.8 inches of snow a year.
- Is ZIP Code 38232 at risk of flooding or natural disasters?
- ZIP Code 38232's FEMA National Risk Index score is 96.1 (higher than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →