Back to Explorer

ZIP Code 38257

Obion, Tennessee

FIPS 38257

Juniper

ZIP Code 38257 is in the top 3% nationally for appreciation 1yr %, but in the bottom 11% nationally for FEMA risk score. It also sits in the top 7% nationally for HPI growth 5yr %. And it sits in the 19th percentile nationally for median home value.

Median Home Value

$103,100

Lower than 81% of U.S. ZIP codes

HPI Growth 5yr %

67%

Higher than 93% of U.S. ZIP codes

FEMA Risk Score

92.6

Higher than 89% of U.S. ZIP codes

The basics

Total Population

4,437

Median Age

45.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$103,100

Lower than 81%

Median Property Tax

$558

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.75

Lower than 80%

Median Rent

$795

Lower than 60%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

67%

Higher than 93%

Appreciation 1yr %

14%

Higher than 97%

Pandemic Gain %

48%

Recession Drop %

-9.6%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

88.6

Winter Avg Low (°F)

29

Avg Temperature (°F)

58.9

Hot Days/yr (>90°F)

58.9

Freezing Days/yr (<32°F)

82.4

Annual Precipitation (in)

54.7

Annual Snowfall (in)

3.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

92.6

Higher than 89%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 38257: frequently asked questions

What is the median home value in ZIP Code 38257?
The median home value in ZIP Code 38257 is $103,100, lower than 81% of U.S. ZIP codes.
How much is property tax in ZIP Code 38257?
The median annual property tax in ZIP Code 38257 is $558, an effective rate of 1% of home value.
Is ZIP Code 38257 expensive to live in?
Homes in ZIP Code 38257 cost about 1.75× the median household income, lower than 80% of U.S. ZIP codes.
What is the average rent in ZIP Code 38257?
The median gross rent in ZIP Code 38257 is $795 a month, lower than 60% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 38257?
Home prices in ZIP Code 38257 have moved 67% over the past five years (14% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 38257?
ZIP Code 38257 averages 58.9°F year-round, summer highs near 88.6°F, winter lows around 29°F (NOAA 1991–2020 normals). It sees about 3.1 inches of snow a year.
Is ZIP Code 38257 at risk of flooding or natural disasters?
ZIP Code 38257's FEMA National Risk Index score is 92.6 (higher than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →