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ZIP Code 40003

Shelby, Kentucky

FIPS 40003

Juniper

ZIP Code 40003 is in the bottom 34% nationally for price-to-income ratio. It also sits in the 75th percentile nationally for median home value. And it sits in the bottom 37% nationally for FEMA risk score.

Median Home Value

$344,900

Higher than 75% of U.S. ZIP codes

FEMA Risk Score

74.7

Higher than 63% of U.S. ZIP codes

The basics

Total Population

1,807

Median Age

50.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$344,900

Higher than 75%

Median Property Tax

$1,750

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.53

Higher than 66%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

35%

Recession Drop %

-14%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86.5

Winter Avg Low (°F)

27.5

Avg Temperature (°F)

56.5

Hot Days/yr (>90°F)

28

Freezing Days/yr (<32°F)

98.3

Annual Precipitation (in)

50.5

Annual Snowfall (in)

14.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

74.7

Higher than 63%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40003: frequently asked questions

What is the median home value in ZIP Code 40003?
The median home value in ZIP Code 40003 is $344,900, higher than 75% of U.S. ZIP codes.
How much is property tax in ZIP Code 40003?
The median annual property tax in ZIP Code 40003 is $1,750, an effective rate of 1% of home value.
Is ZIP Code 40003 expensive to live in?
Homes in ZIP Code 40003 cost about 3.53× the median household income, higher than 66% of U.S. ZIP codes.
What is the weather like in ZIP Code 40003?
ZIP Code 40003 averages 56.5°F year-round, summer highs near 86.5°F, winter lows around 27.5°F (NOAA 1991–2020 normals). It sees about 14.5 inches of snow a year.
Is ZIP Code 40003 at risk of flooding or natural disasters?
ZIP Code 40003's FEMA National Risk Index score is 74.7 (higher than 63% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →