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ZIP Code 40022

Shelby, Kentucky

FIPS 40022

Juniper

ZIP Code 40022 is in the top 10% nationally for HPI growth 5yr %, but in the bottom 9% nationally for price-to-income ratio. It also sits in the 91th percentile nationally for median home value. And it sits in the top 27% nationally for FEMA risk score.

Median Home Value

$576,800

Higher than 91% of U.S. ZIP codes

HPI Growth 5yr %

64%

Higher than 90% of U.S. ZIP codes

FEMA Risk Score

44.8

Lower than 73% of U.S. ZIP codes

The basics

Total Population

903

Median Age

51.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$576,800

Higher than 91%

Median Property Tax

$3,153

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.87

Higher than 91%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

64%

Higher than 90%

Pandemic Gain %

42%

Recession Drop %

-7.8%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86.6

Winter Avg Low (°F)

21.9

Avg Temperature (°F)

53.5

Hot Days/yr (>90°F)

34.2

Freezing Days/yr (<32°F)

139.4

Annual Precipitation (in)

49.8

Annual Snowfall (in)

15.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

44.8

Lower than 73%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40022: frequently asked questions

What is the median home value in ZIP Code 40022?
The median home value in ZIP Code 40022 is $576,800, higher than 91% of U.S. ZIP codes.
How much is property tax in ZIP Code 40022?
The median annual property tax in ZIP Code 40022 is $3,153, an effective rate of 1% of home value.
Is ZIP Code 40022 expensive to live in?
Homes in ZIP Code 40022 cost about 5.87× the median household income, higher than 91% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 40022?
Home prices in ZIP Code 40022 have moved 64% over the past five years, per the FHFA House Price Index.
What is the weather like in ZIP Code 40022?
ZIP Code 40022 averages 53.5°F year-round, summer highs near 86.6°F, winter lows around 21.9°F (NOAA 1991–2020 normals). It sees about 15.1 inches of snow a year.
Is ZIP Code 40022 at risk of flooding or natural disasters?
ZIP Code 40022's FEMA National Risk Index score is 44.8 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →