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ZIP Code 40065

Shelby, Kentucky

FIPS 40065

Juniper

ZIP Code 40065 is in the top 27% nationally for appreciation 1yr %, but in the bottom 33% nationally for price-to-income ratio. It also sits in the top 28% nationally for HPI growth 5yr %. And it sits in the 67th percentile nationally for median home value.

Median Home Value

$280,500

Higher than 67% of U.S. ZIP codes

HPI Growth 5yr %

49%

Higher than 72% of U.S. ZIP codes

FEMA Risk Score

67.9

Near the U.S. ZIP codes median

The basics

Total Population

32,160

Median Age

39.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$280,500

Higher than 67%

Median Property Tax

$2,292

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.6

Higher than 67%

Median Rent

$1,048

Higher than 63%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

49%

Higher than 72%

Appreciation 1yr %

2.2%

Higher than 73%

Pandemic Gain %

42%

Recession Drop %

-8.6%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86.6

Winter Avg Low (°F)

21.9

Avg Temperature (°F)

53.5

Hot Days/yr (>90°F)

34.2

Freezing Days/yr (<32°F)

139.4

Annual Precipitation (in)

49.8

Annual Snowfall (in)

15.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

67.9

Near median

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40065: frequently asked questions

What is the median home value in ZIP Code 40065?
The median home value in ZIP Code 40065 is $280,500, higher than 67% of U.S. ZIP codes.
How much is property tax in ZIP Code 40065?
The median annual property tax in ZIP Code 40065 is $2,292, an effective rate of 1% of home value.
Is ZIP Code 40065 expensive to live in?
Homes in ZIP Code 40065 cost about 3.6× the median household income, higher than 67% of U.S. ZIP codes.
What is the average rent in ZIP Code 40065?
The median gross rent in ZIP Code 40065 is $1,048 a month, higher than 63% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 40065?
Home prices in ZIP Code 40065 have moved 49% over the past five years (2.2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 40065?
ZIP Code 40065 averages 53.5°F year-round, summer highs near 86.6°F, winter lows around 21.9°F (NOAA 1991–2020 normals). It sees about 15.1 inches of snow a year.
Is ZIP Code 40065 at risk of flooding or natural disasters?
ZIP Code 40065's FEMA National Risk Index score is 67.9 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →