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ZIP Code 40856

Bell, Kentucky

FIPS 40856

Juniper

ZIP Code 40856 is in the top 20% nationally for price-to-income ratio. It also sits in the 13th percentile nationally for median home value. And it sits in the top 39% nationally for FEMA risk score.

Median Home Value

$83,300

Lower than 87% of U.S. ZIP codes

FEMA Risk Score

55.9

Lower than 61% of U.S. ZIP codes

The basics

Total Population

745

Median Age

51.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$83,300

Lower than 87%

Median Property Tax

$359

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.74

Lower than 80%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.9

Winter Avg Low (°F)

27.9

Avg Temperature (°F)

55.9

Hot Days/yr (>90°F)

12.7

Freezing Days/yr (<32°F)

101.3

Annual Precipitation (in)

51.5

Annual Snowfall (in)

10.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

55.9

Lower than 61%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40856: frequently asked questions

What is the median home value in ZIP Code 40856?
The median home value in ZIP Code 40856 is $83,300, lower than 87% of U.S. ZIP codes.
How much is property tax in ZIP Code 40856?
The median annual property tax in ZIP Code 40856 is $359, an effective rate of 0% of home value.
Is ZIP Code 40856 expensive to live in?
Homes in ZIP Code 40856 cost about 1.74× the median household income, lower than 80% of U.S. ZIP codes.
What is the weather like in ZIP Code 40856?
ZIP Code 40856 averages 55.9°F year-round, summer highs near 83.9°F, winter lows around 27.9°F (NOAA 1991–2020 normals). It sees about 10.1 inches of snow a year.
Is ZIP Code 40856 at risk of flooding or natural disasters?
ZIP Code 40856's FEMA National Risk Index score is 55.9 (lower than 61% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →