The basics
Total Population
11,561
Median Age
40.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$95,200
Median Property Tax
$791
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.32
Median Rent
$595
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
30%
Recession Drop %
-6.4%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.6
Winter Avg Low (°F)
24.8
Avg Temperature (°F)
54.2
Hot Days/yr (>90°F)
18.5
Freezing Days/yr (<32°F)
114.7
Annual Precipitation (in)
52.6
Annual Snowfall (in)
7.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
82.7
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 40965: frequently asked questions
- What is the median home value in ZIP Code 40965?
- The median home value in ZIP Code 40965 is $95,200, lower than 84% of U.S. ZIP codes.
- How much is property tax in ZIP Code 40965?
- The median annual property tax in ZIP Code 40965 is $791, an effective rate of 1% of home value.
- Is ZIP Code 40965 expensive to live in?
- Homes in ZIP Code 40965 cost about 3.32× the median household income, higher than 61% of U.S. ZIP codes.
- What is the average rent in ZIP Code 40965?
- The median gross rent in ZIP Code 40965 is $595 a month, lower than 74% of U.S. ZIP codes.
- What is the weather like in ZIP Code 40965?
- ZIP Code 40965 averages 54.2°F year-round, summer highs near 83.6°F, winter lows around 24.8°F (NOAA 1991–2020 normals). It sees about 7.9 inches of snow a year.
- Is ZIP Code 40965 at risk of flooding or natural disasters?
- ZIP Code 40965's FEMA National Risk Index score is 82.7 (higher than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →