Back to Explorer

ZIP Code 40977

Bell, Kentucky

FIPS 40977

Juniper

ZIP Code 40977 is in the top 31% nationally for price-to-income ratio, but in the bottom 26% nationally for FEMA risk score. It also sits in the 14th percentile nationally for median home value. And it sits in the 25th percentile nationally for median rent.

Median Home Value

$85,600

Lower than 86% of U.S. ZIP codes

FEMA Risk Score

83

Higher than 74% of U.S. ZIP codes

The basics

Total Population

8,367

Median Age

43.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$85,600

Lower than 86%

Median Property Tax

$758

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.26

Lower than 69%

Median Rent

$538

Lower than 75%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.8

Winter Avg Low (°F)

26.7

Avg Temperature (°F)

56

Hot Days/yr (>90°F)

29.1

Freezing Days/yr (<32°F)

110.4

Annual Precipitation (in)

52.6

Annual Snowfall (in)

10.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

83

Higher than 74%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 40977: frequently asked questions

What is the median home value in ZIP Code 40977?
The median home value in ZIP Code 40977 is $85,600, lower than 86% of U.S. ZIP codes.
How much is property tax in ZIP Code 40977?
The median annual property tax in ZIP Code 40977 is $758, an effective rate of 1% of home value.
Is ZIP Code 40977 expensive to live in?
Homes in ZIP Code 40977 cost about 2.26× the median household income, lower than 69% of U.S. ZIP codes.
What is the average rent in ZIP Code 40977?
The median gross rent in ZIP Code 40977 is $538 a month, lower than 75% of U.S. ZIP codes.
What is the weather like in ZIP Code 40977?
ZIP Code 40977 averages 56°F year-round, summer highs near 85.8°F, winter lows around 26.7°F (NOAA 1991–2020 normals). It sees about 10.1 inches of snow a year.
Is ZIP Code 40977 at risk of flooding or natural disasters?
ZIP Code 40977's FEMA National Risk Index score is 83 (higher than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →