The basics
Total Population
5,522
Median Age
38.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$286,300
Median Property Tax
$2,867
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.22
Median Rent
$894
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
43%
Appreciation 1yr %
5.1%
Pandemic Gain %
51%
Recession Drop %
-5%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82.9
Winter Avg Low (°F)
20.6
Avg Temperature (°F)
50.9
Hot Days/yr (>90°F)
13.8
Freezing Days/yr (<32°F)
134.1
Annual Precipitation (in)
41
Annual Snowfall (in)
10.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
58.2
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 45865: frequently asked questions
- What is the median home value in ZIP Code 45865?
- The median home value in ZIP Code 45865 is $286,300, higher than 68% of U.S. ZIP codes.
- How much is property tax in ZIP Code 45865?
- The median annual property tax in ZIP Code 45865 is $2,867, an effective rate of 1% of home value.
- Is ZIP Code 45865 expensive to live in?
- Homes in ZIP Code 45865 cost about 3.22× the median household income, higher than 58% of U.S. ZIP codes.
- What is the average rent in ZIP Code 45865?
- The median gross rent in ZIP Code 45865 is $894 a month, near the U.S. ZIP codes median.
- How much have home prices grown in ZIP Code 45865?
- Home prices in ZIP Code 45865 have moved 43% over the past five years (5.1% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 45865?
- ZIP Code 45865 averages 50.9°F year-round, summer highs near 82.9°F, winter lows around 20.6°F (NOAA 1991–2020 normals). It sees about 10.4 inches of snow a year.
- Is ZIP Code 45865 at risk of flooding or natural disasters?
- ZIP Code 45865's FEMA National Risk Index score is 58.2 (lower than 59% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →