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ZIP Code 48818

Montcalm, Michigan

FIPS 48818

Juniper

ZIP Code 48818 is in the top 33% nationally for HPI growth 5yr %, but in the bottom 37% nationally for price-to-income ratio. It also sits in the top 36% nationally for FEMA risk score.

Median Home Value

$191,700

Near the U.S. ZIP codes median

HPI Growth 5yr %

46%

Higher than 67% of U.S. ZIP codes

FEMA Risk Score

53

Lower than 64% of U.S. ZIP codes

The basics

Total Population

2,554

Median Age

42

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$191,700

Near median

Median Property Tax

$1,725

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.43

Higher than 64%

Median Rent

$811

Lower than 59%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

46%

Higher than 67%

Appreciation 1yr %

-18%

Higher than 56%

Pandemic Gain %

46%

Recession Drop %

-28%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.2

Winter Avg Low (°F)

17.4

Avg Temperature (°F)

47

Hot Days/yr (>90°F)

11.1

Freezing Days/yr (<32°F)

156.3

Annual Precipitation (in)

37.6

Annual Snowfall (in)

39.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

53

Lower than 64%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 48818: frequently asked questions

What is the median home value in ZIP Code 48818?
The median home value in ZIP Code 48818 is $191,700, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 48818?
The median annual property tax in ZIP Code 48818 is $1,725, an effective rate of 1% of home value.
Is ZIP Code 48818 expensive to live in?
Homes in ZIP Code 48818 cost about 3.43× the median household income, higher than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 48818?
The median gross rent in ZIP Code 48818 is $811 a month, lower than 59% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48818?
Home prices in ZIP Code 48818 have moved 46% over the past five years (-18% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 48818?
ZIP Code 48818 averages 47°F year-round, summer highs near 80.2°F, winter lows around 17.4°F (NOAA 1991–2020 normals). It sees about 39.3 inches of snow a year.
Is ZIP Code 48818 at risk of flooding or natural disasters?
ZIP Code 48818's FEMA National Risk Index score is 53 (lower than 64% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →