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ZIP Code 48850

Montcalm, Michigan

FIPS 48850

Juniper

ZIP Code 48850 is in the top 5% nationally for HPI growth 5yr %. It also sits in the top 23% nationally for FEMA risk score. And it sits in the top 30% nationally for appreciation 1yr %.

Median Home Value

$178,400

Lower than 57% of U.S. ZIP codes

HPI Growth 5yr %

71%

Higher than 95% of U.S. ZIP codes

FEMA Risk Score

40.1

Lower than 77% of U.S. ZIP codes

The basics

Total Population

4,659

Median Age

39.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$178,400

Lower than 57%

Median Property Tax

$2,279

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.62

Lower than 59%

Median Rent

$700

Lower than 68%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

71%

Higher than 95%

Appreciation 1yr %

1.3%

Higher than 70%

Pandemic Gain %

55%

Recession Drop %

-20%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.2

Winter Avg Low (°F)

14.9

Avg Temperature (°F)

46.9

Hot Days/yr (>90°F)

13.7

Freezing Days/yr (<32°F)

162

Annual Precipitation (in)

37

Annual Snowfall (in)

72.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

40.1

Lower than 77%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 48850: frequently asked questions

What is the median home value in ZIP Code 48850?
The median home value in ZIP Code 48850 is $178,400, lower than 57% of U.S. ZIP codes.
How much is property tax in ZIP Code 48850?
The median annual property tax in ZIP Code 48850 is $2,279, an effective rate of 1% of home value.
Is ZIP Code 48850 expensive to live in?
Homes in ZIP Code 48850 cost about 2.62× the median household income, lower than 59% of U.S. ZIP codes.
What is the average rent in ZIP Code 48850?
The median gross rent in ZIP Code 48850 is $700 a month, lower than 68% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48850?
Home prices in ZIP Code 48850 have moved 71% over the past five years (1.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 48850?
ZIP Code 48850 averages 46.9°F year-round, summer highs near 82.2°F, winter lows around 14.9°F (NOAA 1991–2020 normals). It sees about 72.9 inches of snow a year.
Is ZIP Code 48850 at risk of flooding or natural disasters?
ZIP Code 48850's FEMA National Risk Index score is 40.1 (lower than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →