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ZIP Code 48838

Montcalm, Michigan

FIPS 48838

Juniper

ZIP Code 48838 is in the top 11% nationally for appreciation 1yr %. It also sits in the top 13% nationally for HPI growth 5yr %. And it sits in the top 36% nationally for FEMA risk score.

Median Home Value

$211,500

Near the U.S. ZIP codes median

HPI Growth 5yr %

61%

Higher than 87% of U.S. ZIP codes

FEMA Risk Score

53.1

Lower than 64% of U.S. ZIP codes

The basics

Total Population

18,212

Median Age

39.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$211,500

Near median

Median Property Tax

$2,347

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.01

Near median

Median Rent

$907

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

61%

Higher than 87%

Appreciation 1yr %

7%

Higher than 89%

Pandemic Gain %

47%

Recession Drop %

-25%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.2

Winter Avg Low (°F)

14.9

Avg Temperature (°F)

46.9

Hot Days/yr (>90°F)

13.7

Freezing Days/yr (<32°F)

162

Annual Precipitation (in)

36.6

Annual Snowfall (in)

72.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

53.1

Lower than 64%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 48838: frequently asked questions

What is the median home value in ZIP Code 48838?
The median home value in ZIP Code 48838 is $211,500, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 48838?
The median annual property tax in ZIP Code 48838 is $2,347, an effective rate of 1% of home value.
Is ZIP Code 48838 expensive to live in?
Homes in ZIP Code 48838 cost about 3.01× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 48838?
The median gross rent in ZIP Code 48838 is $907 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 48838?
Home prices in ZIP Code 48838 have moved 61% over the past five years (7% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 48838?
ZIP Code 48838 averages 46.9°F year-round, summer highs near 82.2°F, winter lows around 14.9°F (NOAA 1991–2020 normals). It sees about 72.9 inches of snow a year.
Is ZIP Code 48838 at risk of flooding or natural disasters?
ZIP Code 48838's FEMA National Risk Index score is 53.1 (lower than 64% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →