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ZIP Code 49038

Berrien, Michigan

FIPS 49038

Juniper

ZIP Code 49038 is in the top 12% nationally for FEMA risk score, but in the bottom 40% nationally for price-to-income ratio. It also sits in the top 26% nationally for HPI growth 5yr %. And it sits in the top 36% nationally for appreciation 1yr %.

Median Home Value

$206,800

Near the U.S. ZIP codes median

HPI Growth 5yr %

51%

Higher than 74% of U.S. ZIP codes

FEMA Risk Score

25.1

Lower than 88% of U.S. ZIP codes

The basics

Total Population

8,616

Median Age

45.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$206,800

Near median

Median Property Tax

$2,011

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.3

Higher than 60%

Median Rent

$938

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

51%

Higher than 74%

Appreciation 1yr %

-0.83%

Higher than 64%

Pandemic Gain %

44%

Recession Drop %

-17%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.1

Winter Avg Low (°F)

22.7

Avg Temperature (°F)

50.1

Hot Days/yr (>90°F)

17.9

Freezing Days/yr (<32°F)

126.7

Annual Precipitation (in)

38.2

Annual Snowfall (in)

77.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

25.1

Lower than 88%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49038: frequently asked questions

What is the median home value in ZIP Code 49038?
The median home value in ZIP Code 49038 is $206,800, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 49038?
The median annual property tax in ZIP Code 49038 is $2,011, an effective rate of 1% of home value.
Is ZIP Code 49038 expensive to live in?
Homes in ZIP Code 49038 cost about 3.3× the median household income, higher than 60% of U.S. ZIP codes.
What is the average rent in ZIP Code 49038?
The median gross rent in ZIP Code 49038 is $938 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 49038?
Home prices in ZIP Code 49038 have moved 51% over the past five years (-0.83% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 49038?
ZIP Code 49038 averages 50.1°F year-round, summer highs near 80.1°F, winter lows around 22.7°F (NOAA 1991–2020 normals). It sees about 77.7 inches of snow a year.
Is ZIP Code 49038 at risk of flooding or natural disasters?
ZIP Code 49038's FEMA National Risk Index score is 25.1 (lower than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →