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ZIP Code 49685

Grand Traverse, Michigan

FIPS 49685

Juniper

ZIP Code 49685 is in the top 8% nationally for HPI growth 5yr %, but in the bottom 22% nationally for price-to-income ratio. It also sits in the 81th percentile nationally for median rent. And it sits in the 77th percentile nationally for median home value.

Median Home Value

$358,500

Higher than 77% of U.S. ZIP codes

HPI Growth 5yr %

66%

Higher than 92% of U.S. ZIP codes

FEMA Risk Score

44.8

Lower than 73% of U.S. ZIP codes

The basics

Total Population

21,308

Median Age

39.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$358,500

Higher than 77%

Median Property Tax

$3,196

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.24

Higher than 78%

Median Rent

$1,448

Higher than 81%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

66%

Higher than 92%

Appreciation 1yr %

2.7%

Higher than 75%

Pandemic Gain %

57%

Recession Drop %

-19%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

77.3

Winter Avg Low (°F)

17

Avg Temperature (°F)

45.1

Hot Days/yr (>90°F)

6.1

Freezing Days/yr (<32°F)

153.7

Annual Precipitation (in)

36.2

Annual Snowfall (in)

101

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

44.8

Lower than 73%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49685: frequently asked questions

What is the median home value in ZIP Code 49685?
The median home value in ZIP Code 49685 is $358,500, higher than 77% of U.S. ZIP codes.
How much is property tax in ZIP Code 49685?
The median annual property tax in ZIP Code 49685 is $3,196, an effective rate of 1% of home value.
Is ZIP Code 49685 expensive to live in?
Homes in ZIP Code 49685 cost about 4.24× the median household income, higher than 78% of U.S. ZIP codes.
What is the average rent in ZIP Code 49685?
The median gross rent in ZIP Code 49685 is $1,448 a month, higher than 81% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 49685?
Home prices in ZIP Code 49685 have moved 66% over the past five years (2.7% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 49685?
ZIP Code 49685 averages 45.1°F year-round, summer highs near 77.3°F, winter lows around 17°F (NOAA 1991–2020 normals). It sees about 101 inches of snow a year.
Is ZIP Code 49685 at risk of flooding or natural disasters?
ZIP Code 49685's FEMA National Risk Index score is 44.8 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →