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ZIP Code 49686

Grand Traverse, Michigan

FIPS 49686

Juniper

ZIP Code 49686 is in the top 5% nationally for HPI growth 5yr %, but in the bottom 16% nationally for price-to-income ratio. It also sits in the top 19% nationally for appreciation 1yr %. And it sits in the 75th percentile nationally for median home value.

Median Home Value

$344,700

Higher than 75% of U.S. ZIP codes

HPI Growth 5yr %

72%

Higher than 95% of U.S. ZIP codes

FEMA Risk Score

51.3

Lower than 66% of U.S. ZIP codes

The basics

Total Population

25,492

Median Age

47.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$344,700

Higher than 75%

Median Property Tax

$3,653

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.81

Higher than 84%

Median Rent

$1,227

Higher than 73%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

72%

Higher than 95%

Appreciation 1yr %

4.3%

Higher than 81%

Pandemic Gain %

59%

Recession Drop %

-17%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78

Winter Avg Low (°F)

19

Avg Temperature (°F)

46.2

Hot Days/yr (>90°F)

5

Freezing Days/yr (<32°F)

157.4

Annual Precipitation (in)

31.3

Annual Snowfall (in)

114.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

51.3

Lower than 66%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49686: frequently asked questions

What is the median home value in ZIP Code 49686?
The median home value in ZIP Code 49686 is $344,700, higher than 75% of U.S. ZIP codes.
How much is property tax in ZIP Code 49686?
The median annual property tax in ZIP Code 49686 is $3,653, an effective rate of 1% of home value.
Is ZIP Code 49686 expensive to live in?
Homes in ZIP Code 49686 cost about 4.81× the median household income, higher than 84% of U.S. ZIP codes.
What is the average rent in ZIP Code 49686?
The median gross rent in ZIP Code 49686 is $1,227 a month, higher than 73% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 49686?
Home prices in ZIP Code 49686 have moved 72% over the past five years (4.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 49686?
ZIP Code 49686 averages 46.2°F year-round, summer highs near 78°F, winter lows around 19°F (NOAA 1991–2020 normals). It sees about 114.5 inches of snow a year.
Is ZIP Code 49686 at risk of flooding or natural disasters?
ZIP Code 49686's FEMA National Risk Index score is 51.3 (lower than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →