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ZIP Code 49712

Charlevoix, Michigan

FIPS 49712

Juniper

ZIP Code 49712 is in the top 2% nationally for HPI growth 5yr %, but in the bottom 26% nationally for price-to-income ratio. It also sits in the top 10% nationally for FEMA risk score. And it sits in the top 16% nationally for appreciation 1yr %.

Median Home Value

$294,800

Higher than 69% of U.S. ZIP codes

HPI Growth 5yr %

80%

Higher than 98% of U.S. ZIP codes

FEMA Risk Score

21.7

Lower than 90% of U.S. ZIP codes

The basics

Total Population

8,203

Median Age

50.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$294,800

Higher than 69%

Median Property Tax

$2,767

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.98

Higher than 74%

Median Rent

$941

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

80%

Higher than 98%

Appreciation 1yr %

5.3%

Higher than 84%

Pandemic Gain %

63%

Recession Drop %

-24%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.6

Winter Avg Low (°F)

16.4

Avg Temperature (°F)

46.6

Hot Days/yr (>90°F)

16.3

Freezing Days/yr (<32°F)

159.7

Annual Precipitation (in)

36.2

Annual Snowfall (in)

111.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

21.7

Lower than 90%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49712: frequently asked questions

What is the median home value in ZIP Code 49712?
The median home value in ZIP Code 49712 is $294,800, higher than 69% of U.S. ZIP codes.
How much is property tax in ZIP Code 49712?
The median annual property tax in ZIP Code 49712 is $2,767, an effective rate of 1% of home value.
Is ZIP Code 49712 expensive to live in?
Homes in ZIP Code 49712 cost about 3.98× the median household income, higher than 74% of U.S. ZIP codes.
What is the average rent in ZIP Code 49712?
The median gross rent in ZIP Code 49712 is $941 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 49712?
Home prices in ZIP Code 49712 have moved 80% over the past five years (5.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 49712?
ZIP Code 49712 averages 46.6°F year-round, summer highs near 81.6°F, winter lows around 16.4°F (NOAA 1991–2020 normals). It sees about 111.7 inches of snow a year.
Is ZIP Code 49712 at risk of flooding or natural disasters?
ZIP Code 49712's FEMA National Risk Index score is 21.7 (lower than 90% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →