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ZIP Code 49796

Charlevoix, Michigan

FIPS 49796

Juniper

ZIP Code 49796 is in the top 5% nationally for FEMA risk score. It also sits in the 67th percentile nationally for median home value.

Median Home Value

$282,300

Higher than 67% of U.S. ZIP codes

FEMA Risk Score

4

Lower than 95% of U.S. ZIP codes

The basics

Total Population

359

Median Age

50.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$282,300

Higher than 67%

Median Property Tax

$2,317

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.23

Higher than 58%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

74.8

Winter Avg Low (°F)

14.9

Avg Temperature (°F)

43.6

Hot Days/yr (>90°F)

3.3

Freezing Days/yr (<32°F)

165.7

Annual Precipitation (in)

36.6

Annual Snowfall (in)

120.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

4

Lower than 95%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49796: frequently asked questions

What is the median home value in ZIP Code 49796?
The median home value in ZIP Code 49796 is $282,300, higher than 67% of U.S. ZIP codes.
How much is property tax in ZIP Code 49796?
The median annual property tax in ZIP Code 49796 is $2,317, an effective rate of 1% of home value.
Is ZIP Code 49796 expensive to live in?
Homes in ZIP Code 49796 cost about 3.23× the median household income, higher than 58% of U.S. ZIP codes.
What is the weather like in ZIP Code 49796?
ZIP Code 49796 averages 43.6°F year-round, summer highs near 74.8°F, winter lows around 14.9°F (NOAA 1991–2020 normals). It sees about 120.2 inches of snow a year.
Is ZIP Code 49796 at risk of flooding or natural disasters?
ZIP Code 49796's FEMA National Risk Index score is 4 (lower than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →