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ZIP Code 49782

Charlevoix, Michigan

FIPS 49782

Juniper

ZIP Code 49782 is in the top 5% nationally for FEMA risk score, but in the bottom 17% nationally for price-to-income ratio. It also sits in the 77th percentile nationally for median home value.

Median Home Value

$360,800

Higher than 77% of U.S. ZIP codes

FEMA Risk Score

3.7

Lower than 95% of U.S. ZIP codes

The basics

Total Population

732

Median Age

63

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$360,800

Higher than 77%

Median Property Tax

$3,809

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.75

Higher than 83%

Median Rent

$875

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

61%

Recession Drop %

-21%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

74.3

Winter Avg Low (°F)

17.5

Avg Temperature (°F)

44.5

Hot Days/yr (>90°F)

0.4

Freezing Days/yr (<32°F)

150.7

Annual Precipitation (in)

33.2

Annual Snowfall (in)

79.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

3.7

Lower than 95%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49782: frequently asked questions

What is the median home value in ZIP Code 49782?
The median home value in ZIP Code 49782 is $360,800, higher than 77% of U.S. ZIP codes.
How much is property tax in ZIP Code 49782?
The median annual property tax in ZIP Code 49782 is $3,809, an effective rate of 1% of home value.
Is ZIP Code 49782 expensive to live in?
Homes in ZIP Code 49782 cost about 4.75× the median household income, higher than 83% of U.S. ZIP codes.
What is the average rent in ZIP Code 49782?
The median gross rent in ZIP Code 49782 is $875 a month, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 49782?
ZIP Code 49782 averages 44.5°F year-round, summer highs near 74.3°F, winter lows around 17.5°F (NOAA 1991–2020 normals). It sees about 79.5 inches of snow a year.
Is ZIP Code 49782 at risk of flooding or natural disasters?
ZIP Code 49782's FEMA National Risk Index score is 3.7 (lower than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →