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ZIP Code 49905

Houghton, Michigan

FIPS 49905

Juniper

ZIP Code 49905 is in the top 3% nationally for HPI growth 5yr %. It also sits in the top 12% nationally for FEMA risk score. And it sits in the top 33% nationally for appreciation 1yr %.

Median Home Value

$211,300

Near the U.S. ZIP codes median

HPI Growth 5yr %

77%

Higher than 97% of U.S. ZIP codes

FEMA Risk Score

24.9

Lower than 88% of U.S. ZIP codes

The basics

Total Population

2,281

Median Age

36.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$211,300

Near median

Median Property Tax

$2,323

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.72

Lower than 56%

Median Rent

$1,006

Higher than 60%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

77%

Higher than 97%

Appreciation 1yr %

0.31%

Higher than 67%

Pandemic Gain %

86%

Recession Drop %

-0.48%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

73.3

Winter Avg Low (°F)

11.8

Avg Temperature (°F)

40.7

Hot Days/yr (>90°F)

2

Freezing Days/yr (<32°F)

174.7

Annual Precipitation (in)

31.6

Annual Snowfall (in)

177.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

24.9

Lower than 88%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49905: frequently asked questions

What is the median home value in ZIP Code 49905?
The median home value in ZIP Code 49905 is $211,300, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 49905?
The median annual property tax in ZIP Code 49905 is $2,323, an effective rate of 1% of home value.
Is ZIP Code 49905 expensive to live in?
Homes in ZIP Code 49905 cost about 2.72× the median household income, lower than 56% of U.S. ZIP codes.
What is the average rent in ZIP Code 49905?
The median gross rent in ZIP Code 49905 is $1,006 a month, higher than 60% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 49905?
Home prices in ZIP Code 49905 have moved 77% over the past five years (0.31% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 49905?
ZIP Code 49905 averages 40.7°F year-round, summer highs near 73.3°F, winter lows around 11.8°F (NOAA 1991–2020 normals). It sees about 177.7 inches of snow a year.
Is ZIP Code 49905 at risk of flooding or natural disasters?
ZIP Code 49905's FEMA National Risk Index score is 24.9 (lower than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is hail. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →