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ZIP Code 49965

Houghton, Michigan

FIPS 49965

Juniper

ZIP Code 49965 is in the top 12% nationally for FEMA risk score.

Median Home Value

$231,700

Higher than 57% of U.S. ZIP codes

FEMA Risk Score

24.4

Lower than 88% of U.S. ZIP codes

The basics

Total Population

544

Median Age

64.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$231,700

Higher than 57%

Median Property Tax

$1,815

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.96

Near median

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

74.1

Winter Avg Low (°F)

13.9

Avg Temperature (°F)

41.6

Hot Days/yr (>90°F)

1.7

Freezing Days/yr (<32°F)

186.2

Annual Precipitation (in)

35.6

Annual Snowfall (in)

177.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

24.4

Lower than 88%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49965: frequently asked questions

What is the median home value in ZIP Code 49965?
The median home value in ZIP Code 49965 is $231,700, higher than 57% of U.S. ZIP codes.
How much is property tax in ZIP Code 49965?
The median annual property tax in ZIP Code 49965 is $1,815, an effective rate of 1% of home value.
Is ZIP Code 49965 expensive to live in?
Homes in ZIP Code 49965 cost about 2.96× the median household income, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 49965?
ZIP Code 49965 averages 41.6°F year-round, summer highs near 74.1°F, winter lows around 13.9°F (NOAA 1991–2020 normals). It sees about 177.7 inches of snow a year.
Is ZIP Code 49965 at risk of flooding or natural disasters?
ZIP Code 49965's FEMA National Risk Index score is 24.4 (lower than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →