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ZIP Code 49931

Houghton, Michigan

FIPS 49931

Juniper

ZIP Code 49931 is in the top 3% nationally for HPI growth 5yr %, but in the bottom 18% nationally for price-to-income ratio. It also sits in the top 10% nationally for appreciation 1yr %. And it sits in the top 27% nationally for FEMA risk score.

Median Home Value

$232,800

Higher than 57% of U.S. ZIP codes

HPI Growth 5yr %

75%

Higher than 97% of U.S. ZIP codes

FEMA Risk Score

44.1

Lower than 73% of U.S. ZIP codes

The basics

Total Population

10,475

Median Age

22.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$232,800

Higher than 57%

Median Property Tax

$3,321

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.62

Higher than 82%

Median Rent

$972

Higher than 58%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

75%

Higher than 97%

Appreciation 1yr %

7.3%

Higher than 90%

Pandemic Gain %

45%

Recession Drop %

2.4%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

73.3

Winter Avg Low (°F)

11.8

Avg Temperature (°F)

40.7

Hot Days/yr (>90°F)

2

Freezing Days/yr (<32°F)

174.7

Annual Precipitation (in)

31.6

Annual Snowfall (in)

207.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

44.1

Lower than 73%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49931: frequently asked questions

What is the median home value in ZIP Code 49931?
The median home value in ZIP Code 49931 is $232,800, higher than 57% of U.S. ZIP codes.
How much is property tax in ZIP Code 49931?
The median annual property tax in ZIP Code 49931 is $3,321, an effective rate of 1% of home value.
Is ZIP Code 49931 expensive to live in?
Homes in ZIP Code 49931 cost about 4.62× the median household income, higher than 82% of U.S. ZIP codes.
What is the average rent in ZIP Code 49931?
The median gross rent in ZIP Code 49931 is $972 a month, higher than 58% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 49931?
Home prices in ZIP Code 49931 have moved 75% over the past five years (7.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 49931?
ZIP Code 49931 averages 40.7°F year-round, summer highs near 73.3°F, winter lows around 11.8°F (NOAA 1991–2020 normals). It sees about 207.8 inches of snow a year.
Is ZIP Code 49931 at risk of flooding or natural disasters?
ZIP Code 49931's FEMA National Risk Index score is 44.1 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is hail. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →