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ZIP Code 56101

Cottonwood, Minnesota

FIPS 56101

Juniper

ZIP Code 56101 is in the top 3% nationally for appreciation 1yr %, but in the bottom 27% nationally for FEMA risk score. It also sits in the top 34% nationally for price-to-income ratio.

Median Home Value

$183,700

Lower than 56% of U.S. ZIP codes

HPI Growth 5yr %

37%

Higher than 59% of U.S. ZIP codes

FEMA Risk Score

82.4

Higher than 73% of U.S. ZIP codes

The basics

Total Population

6,157

Median Age

40.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$183,700

Lower than 56%

Median Property Tax

$1,959

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.38

Lower than 66%

Median Rent

$804

Lower than 59%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

37%

Higher than 59%

Appreciation 1yr %

13%

Higher than 97%

Pandemic Gain %

34%

Recession Drop %

-1.5%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.1

Winter Avg Low (°F)

11.2

Avg Temperature (°F)

46.8

Hot Days/yr (>90°F)

13.4

Freezing Days/yr (<32°F)

161.9

Annual Precipitation (in)

31.7

Annual Snowfall (in)

43.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

82.4

Higher than 73%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 56101: frequently asked questions

What is the median home value in ZIP Code 56101?
The median home value in ZIP Code 56101 is $183,700, lower than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 56101?
The median annual property tax in ZIP Code 56101 is $1,959, an effective rate of 1% of home value.
Is ZIP Code 56101 expensive to live in?
Homes in ZIP Code 56101 cost about 2.38× the median household income, lower than 66% of U.S. ZIP codes.
What is the average rent in ZIP Code 56101?
The median gross rent in ZIP Code 56101 is $804 a month, lower than 59% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 56101?
Home prices in ZIP Code 56101 have moved 37% over the past five years (13% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 56101?
ZIP Code 56101 averages 46.8°F year-round, summer highs near 82.1°F, winter lows around 11.2°F (NOAA 1991–2020 normals). It sees about 43.5 inches of snow a year.
Is ZIP Code 56101 at risk of flooding or natural disasters?
ZIP Code 56101's FEMA National Risk Index score is 82.4 (higher than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →