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ZIP Code 56145

Cottonwood, Minnesota

FIPS 56145

Juniper

ZIP Code 56145 is in the top 20% nationally for price-to-income ratio, but in the bottom 34% nationally for FEMA risk score. It also sits in the 19th percentile nationally for median home value. And it sits in the 32th percentile nationally for median rent.

Median Home Value

$104,200

Lower than 81% of U.S. ZIP codes

FEMA Risk Score

77

Higher than 66% of U.S. ZIP codes

The basics

Total Population

510

Median Age

34.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$104,200

Lower than 81%

Median Property Tax

$1,119

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.77

Lower than 80%

Median Rent

$700

Lower than 68%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.1

Winter Avg Low (°F)

11.2

Avg Temperature (°F)

46.8

Hot Days/yr (>90°F)

13.4

Freezing Days/yr (<32°F)

161.9

Annual Precipitation (in)

31.7

Annual Snowfall (in)

43.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

77

Higher than 66%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 56145: frequently asked questions

What is the median home value in ZIP Code 56145?
The median home value in ZIP Code 56145 is $104,200, lower than 81% of U.S. ZIP codes.
How much is property tax in ZIP Code 56145?
The median annual property tax in ZIP Code 56145 is $1,119, an effective rate of 1% of home value.
Is ZIP Code 56145 expensive to live in?
Homes in ZIP Code 56145 cost about 1.77× the median household income, lower than 80% of U.S. ZIP codes.
What is the average rent in ZIP Code 56145?
The median gross rent in ZIP Code 56145 is $700 a month, lower than 68% of U.S. ZIP codes.
What is the weather like in ZIP Code 56145?
ZIP Code 56145 averages 46.8°F year-round, summer highs near 82.1°F, winter lows around 11.2°F (NOAA 1991–2020 normals). It sees about 43.5 inches of snow a year.
Is ZIP Code 56145 at risk of flooding or natural disasters?
ZIP Code 56145's FEMA National Risk Index score is 77 (higher than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →