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ZIP Code 56118

Cottonwood, Minnesota

FIPS 56118

Juniper

ZIP Code 56118 is in the bottom 34% nationally for FEMA risk score. It also sits in the 63th percentile nationally for median home value.

Median Home Value

$259,600

Higher than 63% of U.S. ZIP codes

FEMA Risk Score

77.4

Higher than 66% of U.S. ZIP codes

The basics

Total Population

457

Median Age

51.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$259,600

Higher than 63%

Median Property Tax

$1,938

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.84

Near median

Median Rent

$933

Near median

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.1

Winter Avg Low (°F)

11.2

Avg Temperature (°F)

46.8

Hot Days/yr (>90°F)

13.4

Freezing Days/yr (<32°F)

161.9

Annual Precipitation (in)

31.7

Annual Snowfall (in)

43.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

77.4

Higher than 66%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 56118: frequently asked questions

What is the median home value in ZIP Code 56118?
The median home value in ZIP Code 56118 is $259,600, higher than 63% of U.S. ZIP codes.
How much is property tax in ZIP Code 56118?
The median annual property tax in ZIP Code 56118 is $1,938, an effective rate of 1% of home value.
Is ZIP Code 56118 expensive to live in?
Homes in ZIP Code 56118 cost about 2.84× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 56118?
The median gross rent in ZIP Code 56118 is $933 a month, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 56118?
ZIP Code 56118 averages 46.8°F year-round, summer highs near 82.1°F, winter lows around 11.2°F (NOAA 1991–2020 normals). It sees about 43.5 inches of snow a year.
Is ZIP Code 56118 at risk of flooding or natural disasters?
ZIP Code 56118's FEMA National Risk Index score is 77.4 (higher than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →