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ZIP Code 56518

Otter Tail, Minnesota

FIPS 56518

Juniper

ZIP Code 56518 is in the top 31% nationally for price-to-income ratio, but in the bottom 20% nationally for FEMA risk score. It also sits in the 36th percentile nationally for median home value.

Median Home Value

$160,300

Lower than 64% of U.S. ZIP codes

FEMA Risk Score

86.5

Higher than 80% of U.S. ZIP codes

The basics

Total Population

494

Median Age

29.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$160,300

Lower than 64%

Median Property Tax

$1,315

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.25

Lower than 69%

Median Rent

$843

Near median

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

76.5

Winter Avg Low (°F)

1.9

Avg Temperature (°F)

39.8

Hot Days/yr (>90°F)

3

Freezing Days/yr (<32°F)

183.6

Annual Precipitation (in)

26.9

Annual Snowfall (in)

45.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

86.5

Higher than 80%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 56518: frequently asked questions

What is the median home value in ZIP Code 56518?
The median home value in ZIP Code 56518 is $160,300, lower than 64% of U.S. ZIP codes.
How much is property tax in ZIP Code 56518?
The median annual property tax in ZIP Code 56518 is $1,315, an effective rate of 1% of home value.
Is ZIP Code 56518 expensive to live in?
Homes in ZIP Code 56518 cost about 2.25× the median household income, lower than 69% of U.S. ZIP codes.
What is the average rent in ZIP Code 56518?
The median gross rent in ZIP Code 56518 is $843 a month, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 56518?
ZIP Code 56518 averages 39.8°F year-round, summer highs near 76.5°F, winter lows around 1.9°F (NOAA 1991–2020 normals). It sees about 45.6 inches of snow a year.
Is ZIP Code 56518 at risk of flooding or natural disasters?
ZIP Code 56518's FEMA National Risk Index score is 86.5 (higher than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →