Back to Explorer

ZIP Code 61039

Stephenson, Illinois

FIPS 61039

Juniper

ZIP Code 61039 is in the top 28% nationally for price-to-income ratio, but in the bottom 32% nationally for FEMA risk score. It also sits in the top 29% nationally for HPI growth 5yr %.

Median Home Value

$181,300

Lower than 56% of U.S. ZIP codes

HPI Growth 5yr %

49%

Higher than 71% of U.S. ZIP codes

FEMA Risk Score

78.5

Higher than 68% of U.S. ZIP codes

The basics

Total Population

824

Median Age

37.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$181,300

Lower than 56%

Median Property Tax

$3,647

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.16

Lower than 72%

Median Rent

$954

Higher than 56%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

49%

Higher than 71%

Pandemic Gain %

24%

Recession Drop %

-18%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.8

Winter Avg Low (°F)

14.7

Avg Temperature (°F)

47.7

Hot Days/yr (>90°F)

10.6

Freezing Days/yr (<32°F)

147.6

Annual Precipitation (in)

38.4

Annual Snowfall (in)

34.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

78.5

Higher than 68%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 61039: frequently asked questions

What is the median home value in ZIP Code 61039?
The median home value in ZIP Code 61039 is $181,300, lower than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 61039?
The median annual property tax in ZIP Code 61039 is $3,647, an effective rate of 2% of home value.
Is ZIP Code 61039 expensive to live in?
Homes in ZIP Code 61039 cost about 2.16× the median household income, lower than 72% of U.S. ZIP codes.
What is the average rent in ZIP Code 61039?
The median gross rent in ZIP Code 61039 is $954 a month, higher than 56% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 61039?
Home prices in ZIP Code 61039 have moved 49% over the past five years, per the FHFA House Price Index.
What is the weather like in ZIP Code 61039?
ZIP Code 61039 averages 47.7°F year-round, summer highs near 80.8°F, winter lows around 14.7°F (NOAA 1991–2020 normals). It sees about 34.5 inches of snow a year.
Is ZIP Code 61039 at risk of flooding or natural disasters?
ZIP Code 61039's FEMA National Risk Index score is 78.5 (higher than 68% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →