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ZIP Code 61089

Stephenson, Illinois

FIPS 61089

Juniper

ZIP Code 61089 is in the top 20% nationally for price-to-income ratio, but in the bottom 24% nationally for FEMA risk score. It also sits in the 23th percentile nationally for median home value.

Median Home Value

$115,900

Lower than 77% of U.S. ZIP codes

FEMA Risk Score

83.8

Higher than 76% of U.S. ZIP codes

The basics

Total Population

526

Median Age

40

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$115,900

Lower than 77%

Median Property Tax

$2,602

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

1.75

Lower than 80%

Median Rent

$830

Lower than 57%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.4

Winter Avg Low (°F)

15.3

Avg Temperature (°F)

47.8

Hot Days/yr (>90°F)

7.6

Freezing Days/yr (<32°F)

142.7

Annual Precipitation (in)

38.2

Annual Snowfall (in)

35.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

83.8

Higher than 76%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 61089: frequently asked questions

What is the median home value in ZIP Code 61089?
The median home value in ZIP Code 61089 is $115,900, lower than 77% of U.S. ZIP codes.
How much is property tax in ZIP Code 61089?
The median annual property tax in ZIP Code 61089 is $2,602, an effective rate of 2% of home value.
Is ZIP Code 61089 expensive to live in?
Homes in ZIP Code 61089 cost about 1.75× the median household income, lower than 80% of U.S. ZIP codes.
What is the average rent in ZIP Code 61089?
The median gross rent in ZIP Code 61089 is $830 a month, lower than 57% of U.S. ZIP codes.
What is the weather like in ZIP Code 61089?
ZIP Code 61089 averages 47.8°F year-round, summer highs near 80.4°F, winter lows around 15.3°F (NOAA 1991–2020 normals). It sees about 35.7 inches of snow a year.
Is ZIP Code 61089 at risk of flooding or natural disasters?
ZIP Code 61089's FEMA National Risk Index score is 83.8 (higher than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →