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ZIP Code 61048

Stephenson, Illinois

FIPS 61048

Juniper

ZIP Code 61048 is in the top 5% nationally for appreciation 1yr %, but in the bottom 25% nationally for FEMA risk score. It also sits in the top 25% nationally for price-to-income ratio. And it sits in the 29th percentile nationally for median rent.

Median Home Value

$166,600

Lower than 61% of U.S. ZIP codes

HPI Growth 5yr %

47%

Higher than 69% of U.S. ZIP codes

FEMA Risk Score

83.8

Higher than 75% of U.S. ZIP codes

The basics

Total Population

3,786

Median Age

47.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$166,600

Lower than 61%

Median Property Tax

$3,801

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.01

Lower than 75%

Median Rent

$664

Lower than 71%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

47%

Higher than 69%

Appreciation 1yr %

11%

Higher than 95%

Pandemic Gain %

59%

Recession Drop %

-9.1%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.4

Winter Avg Low (°F)

15.3

Avg Temperature (°F)

47.8

Hot Days/yr (>90°F)

7.6

Freezing Days/yr (<32°F)

142.7

Annual Precipitation (in)

38.7

Annual Snowfall (in)

35.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

83.8

Higher than 75%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 61048: frequently asked questions

What is the median home value in ZIP Code 61048?
The median home value in ZIP Code 61048 is $166,600, lower than 61% of U.S. ZIP codes.
How much is property tax in ZIP Code 61048?
The median annual property tax in ZIP Code 61048 is $3,801, an effective rate of 2% of home value.
Is ZIP Code 61048 expensive to live in?
Homes in ZIP Code 61048 cost about 2.01× the median household income, lower than 75% of U.S. ZIP codes.
What is the average rent in ZIP Code 61048?
The median gross rent in ZIP Code 61048 is $664 a month, lower than 71% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 61048?
Home prices in ZIP Code 61048 have moved 47% over the past five years (11% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 61048?
ZIP Code 61048 averages 47.8°F year-round, summer highs near 80.4°F, winter lows around 15.3°F (NOAA 1991–2020 normals). It sees about 35.7 inches of snow a year.
Is ZIP Code 61048 at risk of flooding or natural disasters?
ZIP Code 61048's FEMA National Risk Index score is 83.8 (higher than 75% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →