Back to Explorer

ZIP Code 78632

Caldwell, Texas

FIPS 78632

Juniper

ZIP Code 78632 is in the bottom 6% nationally for FEMA risk score.

Median Home Value

$187,400

Near the U.S. ZIP codes median

FEMA Risk Score

95.9

Higher than 94% of U.S. ZIP codes

The basics

Total Population

1,245

Median Age

43.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$187,400

Near median

Median Property Tax

$3,289

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3

Near median

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

96.2

Winter Avg Low (°F)

41.2

Avg Temperature (°F)

69.4

Hot Days/yr (>90°F)

118

Freezing Days/yr (<32°F)

29

Annual Precipitation (in)

37.7

Annual Snowfall (in)

0.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

95.9

Higher than 94%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 78632: frequently asked questions

What is the median home value in ZIP Code 78632?
The median home value in ZIP Code 78632 is $187,400, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 78632?
The median annual property tax in ZIP Code 78632 is $3,289, an effective rate of 2% of home value.
Is ZIP Code 78632 expensive to live in?
Homes in ZIP Code 78632 cost about 3× the median household income, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 78632?
ZIP Code 78632 averages 69.4°F year-round, summer highs near 96.2°F, winter lows around 41.2°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
Is ZIP Code 78632 at risk of flooding or natural disasters?
ZIP Code 78632's FEMA National Risk Index score is 95.9 (higher than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →