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ZIP Code 78648

Caldwell, Texas

FIPS 78648

Juniper

ZIP Code 78648 is in the top 16% nationally for appreciation 1yr %, but in the bottom 29% nationally for price-to-income ratio. It also sits in the top 28% nationally for HPI growth 5yr %. And it sits in the bottom 36% nationally for FEMA risk score.

Median Home Value

$217,500

Near the U.S. ZIP codes median

HPI Growth 5yr %

50%

Higher than 72% of U.S. ZIP codes

FEMA Risk Score

76

Higher than 64% of U.S. ZIP codes

The basics

Total Population

7,863

Median Age

43.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$217,500

Near median

Median Property Tax

$2,682

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.77

Higher than 71%

Median Rent

$1,038

Higher than 62%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

50%

Higher than 72%

Appreciation 1yr %

5%

Higher than 84%

Pandemic Gain %

59%

Recession Drop %

3.4%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

96.2

Winter Avg Low (°F)

41.2

Avg Temperature (°F)

69.4

Hot Days/yr (>90°F)

118

Freezing Days/yr (<32°F)

29

Annual Precipitation (in)

35.4

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

76

Higher than 64%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 78648: frequently asked questions

What is the median home value in ZIP Code 78648?
The median home value in ZIP Code 78648 is $217,500, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 78648?
The median annual property tax in ZIP Code 78648 is $2,682, an effective rate of 1% of home value.
Is ZIP Code 78648 expensive to live in?
Homes in ZIP Code 78648 cost about 3.77× the median household income, higher than 71% of U.S. ZIP codes.
What is the average rent in ZIP Code 78648?
The median gross rent in ZIP Code 78648 is $1,038 a month, higher than 62% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 78648?
Home prices in ZIP Code 78648 have moved 50% over the past five years (5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 78648?
ZIP Code 78648 averages 69.4°F year-round, summer highs near 96.2°F, winter lows around 41.2°F (NOAA 1991–2020 normals).
Is ZIP Code 78648 at risk of flooding or natural disasters?
ZIP Code 78648's FEMA National Risk Index score is 76 (higher than 64% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →