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ZIP Code 78661

Caldwell, Texas

FIPS 78661

Juniper

ZIP Code 78661 is in the top 38% nationally for price-to-income ratio, but in the bottom 20% nationally for FEMA risk score.

Median Home Value

$209,700

Near the U.S. ZIP codes median

FEMA Risk Score

86.7

Higher than 80% of U.S. ZIP codes

The basics

Total Population

835

Median Age

27.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$209,700

Near median

Median Property Tax

$3,105

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.53

Lower than 62%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

96.2

Winter Avg Low (°F)

41.2

Avg Temperature (°F)

69.4

Hot Days/yr (>90°F)

118

Freezing Days/yr (<32°F)

29

Annual Precipitation (in)

34

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

86.7

Higher than 80%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 78661: frequently asked questions

What is the median home value in ZIP Code 78661?
The median home value in ZIP Code 78661 is $209,700, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 78661?
The median annual property tax in ZIP Code 78661 is $3,105, an effective rate of 1% of home value.
Is ZIP Code 78661 expensive to live in?
Homes in ZIP Code 78661 cost about 2.53× the median household income, lower than 62% of U.S. ZIP codes.
What is the weather like in ZIP Code 78661?
ZIP Code 78661 averages 69.4°F year-round, summer highs near 96.2°F, winter lows around 41.2°F (NOAA 1991–2020 normals).
Is ZIP Code 78661 at risk of flooding or natural disasters?
ZIP Code 78661's FEMA National Risk Index score is 86.7 (higher than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →