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ZIP Code 81321

Montezuma, Colorado

FIPS 81321

Juniper

ZIP Code 81321 is in the top 21% nationally for FEMA risk score, but in the bottom 16% nationally for price-to-income ratio. It also sits in the top 28% nationally for HPI growth 5yr %. And it sits in the 68th percentile nationally for median home value.

Median Home Value

$289,000

Higher than 68% of U.S. ZIP codes

HPI Growth 5yr %

50%

Higher than 72% of U.S. ZIP codes

FEMA Risk Score

37.2

Lower than 79% of U.S. ZIP codes

The basics

Total Population

14,236

Median Age

41.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$289,000

Higher than 68%

Median Property Tax

$815

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.86

Higher than 84%

Median Rent

$969

Higher than 57%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

50%

Higher than 72%

Appreciation 1yr %

-1.1%

Higher than 64%

Pandemic Gain %

54%

Recession Drop %

-14%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

88.1

Winter Avg Low (°F)

15.9

Avg Temperature (°F)

49

Hot Days/yr (>90°F)

47.7

Freezing Days/yr (<32°F)

190.6

Annual Precipitation (in)

11.7

Annual Snowfall (in)

33.4

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

37.2

Lower than 79%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 81321: frequently asked questions

What is the median home value in ZIP Code 81321?
The median home value in ZIP Code 81321 is $289,000, higher than 68% of U.S. ZIP codes.
How much is property tax in ZIP Code 81321?
The median annual property tax in ZIP Code 81321 is $815, an effective rate of 0% of home value.
Is ZIP Code 81321 expensive to live in?
Homes in ZIP Code 81321 cost about 4.86× the median household income, higher than 84% of U.S. ZIP codes.
What is the average rent in ZIP Code 81321?
The median gross rent in ZIP Code 81321 is $969 a month, higher than 57% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 81321?
Home prices in ZIP Code 81321 have moved 50% over the past five years (-1.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 81321?
ZIP Code 81321 averages 49°F year-round, summer highs near 88.1°F, winter lows around 15.9°F (NOAA 1991–2020 normals). It sees about 33.4 inches of snow a year.
Is ZIP Code 81321 at risk of flooding or natural disasters?
ZIP Code 81321's FEMA National Risk Index score is 37.2 (lower than 79% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →