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ZIP Code 81328

Montezuma, Colorado

FIPS 81328

Juniper

ZIP Code 81328 is in the top 6% nationally for appreciation 1yr %, but in the bottom 9% nationally for FEMA risk score. It also sits in the top 7% nationally for HPI growth 5yr %. And it sits in the bottom 10% nationally for price-to-income ratio.

Median Home Value

$412,700

Higher than 82% of U.S. ZIP codes

HPI Growth 5yr %

68%

Higher than 93% of U.S. ZIP codes

FEMA Risk Score

93.9

Higher than 91% of U.S. ZIP codes

The basics

Total Population

4,487

Median Age

57.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$412,700

Higher than 82%

Median Property Tax

$1,282

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.69

Higher than 90%

Median Rent

$1,136

Higher than 69%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

68%

Higher than 93%

Appreciation 1yr %

9.5%

Higher than 94%

Pandemic Gain %

49%

Recession Drop %

-20%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.7

Winter Avg Low (°F)

14.5

Avg Temperature (°F)

46.3

Hot Days/yr (>90°F)

9.7

Freezing Days/yr (<32°F)

193.9

Annual Precipitation (in)

15.7

Annual Snowfall (in)

57.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

93.9

Higher than 91%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 81328: frequently asked questions

What is the median home value in ZIP Code 81328?
The median home value in ZIP Code 81328 is $412,700, higher than 82% of U.S. ZIP codes.
How much is property tax in ZIP Code 81328?
The median annual property tax in ZIP Code 81328 is $1,282, an effective rate of 0% of home value.
Is ZIP Code 81328 expensive to live in?
Homes in ZIP Code 81328 cost about 5.69× the median household income, higher than 90% of U.S. ZIP codes.
What is the average rent in ZIP Code 81328?
The median gross rent in ZIP Code 81328 is $1,136 a month, higher than 69% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 81328?
Home prices in ZIP Code 81328 have moved 68% over the past five years (9.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 81328?
ZIP Code 81328 averages 46.3°F year-round, summer highs near 82.7°F, winter lows around 14.5°F (NOAA 1991–2020 normals). It sees about 57.1 inches of snow a year.
Is ZIP Code 81328 at risk of flooding or natural disasters?
ZIP Code 81328's FEMA National Risk Index score is 93.9 (higher than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →