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ZIP Code 81323

Montezuma, Colorado

FIPS 81323

Juniper

ZIP Code 81323 is in the top 33% nationally for HPI growth 5yr %, but in the bottom 13% nationally for price-to-income ratio. It also sits in the bottom 18% nationally for FEMA risk score. And it sits in the 80th percentile nationally for median home value.

Median Home Value

$392,000

Higher than 80% of U.S. ZIP codes

HPI Growth 5yr %

45%

Higher than 67% of U.S. ZIP codes

FEMA Risk Score

87.9

Higher than 82% of U.S. ZIP codes

The basics

Total Population

5,191

Median Age

47.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$392,000

Higher than 80%

Median Property Tax

$1,056

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.2

Higher than 87%

Median Rent

$891

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

45%

Higher than 67%

Appreciation 1yr %

-8.5%

Higher than 57%

Pandemic Gain %

65%

Recession Drop %

-16%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.7

Winter Avg Low (°F)

14.5

Avg Temperature (°F)

46.3

Hot Days/yr (>90°F)

9.7

Freezing Days/yr (<32°F)

193.9

Annual Precipitation (in)

39

Annual Snowfall (in)

69.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

87.9

Higher than 82%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 81323: frequently asked questions

What is the median home value in ZIP Code 81323?
The median home value in ZIP Code 81323 is $392,000, higher than 80% of U.S. ZIP codes.
How much is property tax in ZIP Code 81323?
The median annual property tax in ZIP Code 81323 is $1,056, an effective rate of 0% of home value.
Is ZIP Code 81323 expensive to live in?
Homes in ZIP Code 81323 cost about 5.2× the median household income, higher than 87% of U.S. ZIP codes.
What is the average rent in ZIP Code 81323?
The median gross rent in ZIP Code 81323 is $891 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 81323?
Home prices in ZIP Code 81323 have moved 45% over the past five years (-8.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 81323?
ZIP Code 81323 averages 46.3°F year-round, summer highs near 82.7°F, winter lows around 14.5°F (NOAA 1991–2020 normals). It sees about 69.7 inches of snow a year.
Is ZIP Code 81323 at risk of flooding or natural disasters?
ZIP Code 81323's FEMA National Risk Index score is 87.9 (higher than 82% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →