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ZIP Code 81431

Montrose, Colorado

FIPS 81431

Juniper

ZIP Code 81431 is in the bottom 35% nationally for FEMA risk score. It also sits in the 64th percentile nationally for median home value.

Median Home Value

$262,500

Higher than 64% of U.S. ZIP codes

FEMA Risk Score

76.8

Higher than 65% of U.S. ZIP codes

The basics

Total Population

745

Median Age

41.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$262,500

Higher than 64%

Median Property Tax

$756

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.15

Higher than 56%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.6

Winter Avg Low (°F)

14.9

Avg Temperature (°F)

46.8

Hot Days/yr (>90°F)

8.9

Freezing Days/yr (<32°F)

182.8

Annual Precipitation (in)

15.8

Annual Snowfall (in)

59.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

76.8

Higher than 65%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 81431: frequently asked questions

What is the median home value in ZIP Code 81431?
The median home value in ZIP Code 81431 is $262,500, higher than 64% of U.S. ZIP codes.
How much is property tax in ZIP Code 81431?
The median annual property tax in ZIP Code 81431 is $756, an effective rate of 0% of home value.
Is ZIP Code 81431 expensive to live in?
Homes in ZIP Code 81431 cost about 3.15× the median household income, higher than 56% of U.S. ZIP codes.
What is the weather like in ZIP Code 81431?
ZIP Code 81431 averages 46.8°F year-round, summer highs near 82.6°F, winter lows around 14.9°F (NOAA 1991–2020 normals). It sees about 59.8 inches of snow a year.
Is ZIP Code 81431 at risk of flooding or natural disasters?
ZIP Code 81431's FEMA National Risk Index score is 76.8 (higher than 65% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →