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ZIP Code 95017

Santa Cruz, California

FIPS 95017

Juniper

ZIP Code 95017 is in the bottom 2% nationally for price-to-income ratio. It also sits in the 97th percentile nationally for median home value. And it sits in the bottom 7% nationally for FEMA risk score.

Median Home Value

$953,100

Higher than 97% of U.S. ZIP codes

FEMA Risk Score

94.9

Higher than 93% of U.S. ZIP codes

The basics

Total Population

616

Median Age

39.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$953,100

Higher than 97%

Median Property Tax

$6,369

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

9.29

Higher than 98%

Median Rent

$1,592

Higher than 85%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

87.6

Winter Avg Low (°F)

37.7

Avg Temperature (°F)

60.4

Hot Days/yr (>90°F)

53.6

Freezing Days/yr (<32°F)

36.6

Annual Precipitation (in)

42.8

Annual Snowfall (in)

0.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

94.9

Higher than 93%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95017: frequently asked questions

What is the median home value in ZIP Code 95017?
The median home value in ZIP Code 95017 is $953,100, higher than 97% of U.S. ZIP codes.
How much is property tax in ZIP Code 95017?
The median annual property tax in ZIP Code 95017 is $6,369, an effective rate of 1% of home value.
Is ZIP Code 95017 expensive to live in?
Homes in ZIP Code 95017 cost about 9.29× the median household income, higher than 98% of U.S. ZIP codes.
What is the average rent in ZIP Code 95017?
The median gross rent in ZIP Code 95017 is $1,592 a month, higher than 85% of U.S. ZIP codes.
What is the weather like in ZIP Code 95017?
ZIP Code 95017 averages 60.4°F year-round, summer highs near 87.6°F, winter lows around 37.7°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
Is ZIP Code 95017 at risk of flooding or natural disasters?
ZIP Code 95017's FEMA National Risk Index score is 94.9 (higher than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →