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ZIP Code 95064

Santa Cruz, California

FIPS 95064

Juniper

ZIP Code 95064 is in the bottom 23% nationally for FEMA risk score. It also sits in the 86th percentile nationally for median home value. And it sits in the 85th percentile nationally for median rent.

Median Home Value

$467,000

Higher than 86% of U.S. ZIP codes

FEMA Risk Score

84.8

Higher than 77% of U.S. ZIP codes

The basics

Total Population

10,168

Median Age

19.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$467,000

Higher than 86%

Median Property Tax

$3,769

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.86

Higher than 72%

Median Rent

$1,586

Higher than 85%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

74.7

Winter Avg Low (°F)

41.7

Avg Temperature (°F)

58.7

Hot Days/yr (>90°F)

5.8

Freezing Days/yr (<32°F)

5.7

Annual Precipitation (in)

30.6

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

84.8

Higher than 77%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95064: frequently asked questions

What is the median home value in ZIP Code 95064?
The median home value in ZIP Code 95064 is $467,000, higher than 86% of U.S. ZIP codes.
How much is property tax in ZIP Code 95064?
The median annual property tax in ZIP Code 95064 is $3,769, an effective rate of 1% of home value.
Is ZIP Code 95064 expensive to live in?
Homes in ZIP Code 95064 cost about 3.86× the median household income, higher than 72% of U.S. ZIP codes.
What is the average rent in ZIP Code 95064?
The median gross rent in ZIP Code 95064 is $1,586 a month, higher than 85% of U.S. ZIP codes.
What is the weather like in ZIP Code 95064?
ZIP Code 95064 averages 58.7°F year-round, summer highs near 74.7°F, winter lows around 41.7°F (NOAA 1991–2020 normals).
Is ZIP Code 95064 at risk of flooding or natural disasters?
ZIP Code 95064's FEMA National Risk Index score is 84.8 (higher than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →