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ZIP Code 95066

Santa Cruz, California

FIPS 95066

Juniper

ZIP Code 95066 is in the top 39% nationally for appreciation 1yr %, but in the bottom 4% nationally for price-to-income ratio. It also sits in the 98th percentile nationally for median home value. And it sits in the 98th percentile nationally for median rent.

Median Home Value

$1,136,400

Higher than 98% of U.S. ZIP codes

HPI Growth 5yr %

29%

Near the U.S. ZIP codes median

FEMA Risk Score

96.1

Higher than 94% of U.S. ZIP codes

The basics

Total Population

15,135

Median Age

47.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$1,136,400

Higher than 98%

Median Property Tax

$7,665

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

7.51

Higher than 96%

Median Rent

$2,494

Higher than 98%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

29%

Near median

Appreciation 1yr %

-2.5%

Higher than 61%

Pandemic Gain %

30%

Recession Drop %

-27%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

87.6

Winter Avg Low (°F)

37.7

Avg Temperature (°F)

60.4

Hot Days/yr (>90°F)

53.6

Freezing Days/yr (<32°F)

36.6

Annual Precipitation (in)

39.9

Annual Snowfall (in)

0.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

96.1

Higher than 94%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95066: frequently asked questions

What is the median home value in ZIP Code 95066?
The median home value in ZIP Code 95066 is $1,136,400, higher than 98% of U.S. ZIP codes.
How much is property tax in ZIP Code 95066?
The median annual property tax in ZIP Code 95066 is $7,665, an effective rate of 1% of home value.
Is ZIP Code 95066 expensive to live in?
Homes in ZIP Code 95066 cost about 7.51× the median household income, higher than 96% of U.S. ZIP codes.
What is the average rent in ZIP Code 95066?
The median gross rent in ZIP Code 95066 is $2,494 a month, higher than 98% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 95066?
Home prices in ZIP Code 95066 have moved 29% over the past five years (-2.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 95066?
ZIP Code 95066 averages 60.4°F year-round, summer highs near 87.6°F, winter lows around 37.7°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
Is ZIP Code 95066 at risk of flooding or natural disasters?
ZIP Code 95066's FEMA National Risk Index score is 96.1 (higher than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →