Back to Explorer

ZIP Code 95018

Santa Cruz, California

FIPS 95018

Juniper

ZIP Code 95018 is in the top 22% nationally for appreciation 1yr %, but in the bottom 4% nationally for FEMA risk score. It also sits in the 96th percentile nationally for median home value. And it sits in the 95th percentile nationally for median rent.

Median Home Value

$838,600

Higher than 96% of U.S. ZIP codes

HPI Growth 5yr %

24%

Near the U.S. ZIP codes median

FEMA Risk Score

97.3

Higher than 96% of U.S. ZIP codes

The basics

Total Population

6,594

Median Age

45.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$838,600

Higher than 96%

Median Property Tax

$5,583

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.48

Higher than 93%

Median Rent

$2,165

Higher than 95%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

24%

Near median

Appreciation 1yr %

3.7%

Higher than 78%

Pandemic Gain %

29%

Recession Drop %

-39%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

87.6

Winter Avg Low (°F)

37.7

Avg Temperature (°F)

60.4

Hot Days/yr (>90°F)

53.6

Freezing Days/yr (<32°F)

36.6

Annual Precipitation (in)

49.6

Annual Snowfall (in)

0.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

97.3

Higher than 96%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95018: frequently asked questions

What is the median home value in ZIP Code 95018?
The median home value in ZIP Code 95018 is $838,600, higher than 96% of U.S. ZIP codes.
How much is property tax in ZIP Code 95018?
The median annual property tax in ZIP Code 95018 is $5,583, an effective rate of 1% of home value.
Is ZIP Code 95018 expensive to live in?
Homes in ZIP Code 95018 cost about 6.48× the median household income, higher than 93% of U.S. ZIP codes.
What is the average rent in ZIP Code 95018?
The median gross rent in ZIP Code 95018 is $2,165 a month, higher than 95% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 95018?
Home prices in ZIP Code 95018 have moved 24% over the past five years (3.7% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 95018?
ZIP Code 95018 averages 60.4°F year-round, summer highs near 87.6°F, winter lows around 37.7°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
Is ZIP Code 95018 at risk of flooding or natural disasters?
ZIP Code 95018's FEMA National Risk Index score is 97.3 (higher than 96% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →