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ZIP Code 95041

Santa Cruz, California

FIPS 95041

Juniper

ZIP Code 95041 is in the bottom 2% nationally for price-to-income ratio. It also sits in the 97th percentile nationally for median home value. And it sits in the bottom 4% nationally for FEMA risk score.

Median Home Value

$929,900

Higher than 97% of U.S. ZIP codes

FEMA Risk Score

97.4

Higher than 96% of U.S. ZIP codes

The basics

Total Population

623

Median Age

33.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$929,900

Higher than 97%

Median Property Tax

$5,528

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

9.6

Higher than 98%

Median Rent

$1,378

Higher than 79%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Recession Drop %

-32%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

87.6

Winter Avg Low (°F)

37.7

Avg Temperature (°F)

60.4

Hot Days/yr (>90°F)

53.6

Freezing Days/yr (<32°F)

36.6

Annual Precipitation (in)

49.6

Annual Snowfall (in)

0.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

97.4

Higher than 96%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95041: frequently asked questions

What is the median home value in ZIP Code 95041?
The median home value in ZIP Code 95041 is $929,900, higher than 97% of U.S. ZIP codes.
How much is property tax in ZIP Code 95041?
The median annual property tax in ZIP Code 95041 is $5,528, an effective rate of 1% of home value.
Is ZIP Code 95041 expensive to live in?
Homes in ZIP Code 95041 cost about 9.6× the median household income, higher than 98% of U.S. ZIP codes.
What is the average rent in ZIP Code 95041?
The median gross rent in ZIP Code 95041 is $1,378 a month, higher than 79% of U.S. ZIP codes.
What is the weather like in ZIP Code 95041?
ZIP Code 95041 averages 60.4°F year-round, summer highs near 87.6°F, winter lows around 37.7°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
Is ZIP Code 95041 at risk of flooding or natural disasters?
ZIP Code 95041's FEMA National Risk Index score is 97.4 (higher than 96% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →