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ZIP Code 95203

San Joaquin, California

FIPS 95203

Juniper

ZIP Code 95203 is in the top 20% nationally for appreciation 1yr %, but in the bottom 10% nationally for price-to-income ratio. It also sits in the 78th percentile nationally for median home value. And it sits in the 77th percentile nationally for median rent.

Median Home Value

$370,000

Higher than 78% of U.S. ZIP codes

HPI Growth 5yr %

39%

Higher than 61% of U.S. ZIP codes

FEMA Risk Score

83.5

Higher than 75% of U.S. ZIP codes

The basics

Total Population

15,930

Median Age

35.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$370,000

Higher than 78%

Median Property Tax

$2,367

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.83

Higher than 90%

Median Rent

$1,312

Higher than 77%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

39%

Higher than 61%

Appreciation 1yr %

4.1%

Higher than 80%

Pandemic Gain %

40%

Recession Drop %

-67%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

93.4

Winter Avg Low (°F)

40.2

Avg Temperature (°F)

63.9

Hot Days/yr (>90°F)

89.8

Freezing Days/yr (<32°F)

25

Annual Precipitation (in)

17.3

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

83.5

Higher than 75%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95203: frequently asked questions

What is the median home value in ZIP Code 95203?
The median home value in ZIP Code 95203 is $370,000, higher than 78% of U.S. ZIP codes.
How much is property tax in ZIP Code 95203?
The median annual property tax in ZIP Code 95203 is $2,367, an effective rate of 1% of home value.
Is ZIP Code 95203 expensive to live in?
Homes in ZIP Code 95203 cost about 5.83× the median household income, higher than 90% of U.S. ZIP codes.
What is the average rent in ZIP Code 95203?
The median gross rent in ZIP Code 95203 is $1,312 a month, higher than 77% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 95203?
Home prices in ZIP Code 95203 have moved 39% over the past five years (4.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 95203?
ZIP Code 95203 averages 63.9°F year-round, summer highs near 93.4°F, winter lows around 40.2°F (NOAA 1991–2020 normals).
Is ZIP Code 95203 at risk of flooding or natural disasters?
ZIP Code 95203's FEMA National Risk Index score is 83.5 (higher than 75% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →