The basics
Total Population
47,409
Median Age
36.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$494,900
Median Property Tax
$3,599
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.55
Median Rent
$1,766
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
34%
Appreciation 1yr %
-0.18%
Pandemic Gain %
39%
Recession Drop %
-61%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
93.4
Winter Avg Low (°F)
40.2
Avg Temperature (°F)
63.9
Hot Days/yr (>90°F)
89.8
Freezing Days/yr (<32°F)
25
Annual Precipitation (in)
14.5
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
45.4
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95209: frequently asked questions
- What is the median home value in ZIP Code 95209?
- The median home value in ZIP Code 95209 is $494,900, higher than 88% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95209?
- The median annual property tax in ZIP Code 95209 is $3,599, an effective rate of 1% of home value.
- Is ZIP Code 95209 expensive to live in?
- Homes in ZIP Code 95209 cost about 4.55× the median household income, higher than 82% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95209?
- The median gross rent in ZIP Code 95209 is $1,766 a month, higher than 89% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95209?
- Home prices in ZIP Code 95209 have moved 34% over the past five years (-0.18% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95209?
- ZIP Code 95209 averages 63.9°F year-round, summer highs near 93.4°F, winter lows around 40.2°F (NOAA 1991–2020 normals).
- Is ZIP Code 95209 at risk of flooding or natural disasters?
- ZIP Code 95209's FEMA National Risk Index score is 45.4 (lower than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →