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ZIP Code 95207

San Joaquin, California

FIPS 95207

Juniper

ZIP Code 95207 is in the top 31% nationally for FEMA risk score, but in the bottom 8% nationally for price-to-income ratio. It also sits in the 86th percentile nationally for median rent. And it sits in the 84th percentile nationally for median home value.

Median Home Value

$432,800

Higher than 84% of U.S. ZIP codes

HPI Growth 5yr %

37%

Higher than 60% of U.S. ZIP codes

FEMA Risk Score

48.2

Lower than 69% of U.S. ZIP codes

The basics

Total Population

52,414

Median Age

33.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$432,800

Higher than 84%

Median Property Tax

$3,130

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.23

Higher than 92%

Median Rent

$1,648

Higher than 86%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

37%

Higher than 60%

Appreciation 1yr %

-5.4%

Higher than 58%

Pandemic Gain %

46%

Recession Drop %

-64%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

93.4

Winter Avg Low (°F)

40.2

Avg Temperature (°F)

63.9

Hot Days/yr (>90°F)

89.8

Freezing Days/yr (<32°F)

25

Annual Precipitation (in)

17.3

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

48.2

Lower than 69%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95207: frequently asked questions

What is the median home value in ZIP Code 95207?
The median home value in ZIP Code 95207 is $432,800, higher than 84% of U.S. ZIP codes.
How much is property tax in ZIP Code 95207?
The median annual property tax in ZIP Code 95207 is $3,130, an effective rate of 1% of home value.
Is ZIP Code 95207 expensive to live in?
Homes in ZIP Code 95207 cost about 6.23× the median household income, higher than 92% of U.S. ZIP codes.
What is the average rent in ZIP Code 95207?
The median gross rent in ZIP Code 95207 is $1,648 a month, higher than 86% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 95207?
Home prices in ZIP Code 95207 have moved 37% over the past five years (-5.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 95207?
ZIP Code 95207 averages 63.9°F year-round, summer highs near 93.4°F, winter lows around 40.2°F (NOAA 1991–2020 normals).
Is ZIP Code 95207 at risk of flooding or natural disasters?
ZIP Code 95207's FEMA National Risk Index score is 48.2 (lower than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →