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ZIP Code 95204

San Joaquin, California

FIPS 95204

Juniper

ZIP Code 95204 is in the bottom 14% nationally for price-to-income ratio. It also sits in the 82th percentile nationally for median rent. And it sits in the 80th percentile nationally for median home value.

Median Home Value

$387,100

Higher than 80% of U.S. ZIP codes

HPI Growth 5yr %

35%

Higher than 58% of U.S. ZIP codes

FEMA Risk Score

75.1

Higher than 63% of U.S. ZIP codes

The basics

Total Population

31,035

Median Age

36.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$387,100

Higher than 80%

Median Property Tax

$2,848

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.12

Higher than 86%

Median Rent

$1,457

Higher than 82%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

35%

Higher than 58%

Appreciation 1yr %

-3.5%

Higher than 60%

Pandemic Gain %

40%

Recession Drop %

-65%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

93.4

Winter Avg Low (°F)

40.2

Avg Temperature (°F)

63.9

Hot Days/yr (>90°F)

89.8

Freezing Days/yr (<32°F)

25

Annual Precipitation (in)

17.3

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

75.1

Higher than 63%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95204: frequently asked questions

What is the median home value in ZIP Code 95204?
The median home value in ZIP Code 95204 is $387,100, higher than 80% of U.S. ZIP codes.
How much is property tax in ZIP Code 95204?
The median annual property tax in ZIP Code 95204 is $2,848, an effective rate of 1% of home value.
Is ZIP Code 95204 expensive to live in?
Homes in ZIP Code 95204 cost about 5.12× the median household income, higher than 86% of U.S. ZIP codes.
What is the average rent in ZIP Code 95204?
The median gross rent in ZIP Code 95204 is $1,457 a month, higher than 82% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 95204?
Home prices in ZIP Code 95204 have moved 35% over the past five years (-3.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 95204?
ZIP Code 95204 averages 63.9°F year-round, summer highs near 93.4°F, winter lows around 40.2°F (NOAA 1991–2020 normals).
Is ZIP Code 95204 at risk of flooding or natural disasters?
ZIP Code 95204's FEMA National Risk Index score is 75.1 (higher than 63% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →