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ZIP Code 95212

San Joaquin, California

FIPS 95212

Juniper

ZIP Code 95212 is in the top 37% nationally for FEMA risk score, but in the bottom 16% nationally for price-to-income ratio. It also sits in the 98th percentile nationally for median rent. And it sits in the 90th percentile nationally for median home value.

Median Home Value

$538,500

Higher than 90% of U.S. ZIP codes

HPI Growth 5yr %

36%

Higher than 59% of U.S. ZIP codes

FEMA Risk Score

54.5

Lower than 63% of U.S. ZIP codes

The basics

Total Population

28,437

Median Age

38.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$538,500

Higher than 90%

Median Property Tax

$4,789

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.82

Higher than 84%

Median Rent

$2,486

Higher than 98%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

36%

Higher than 59%

Appreciation 1yr %

-2.1%

Higher than 62%

Pandemic Gain %

42%

Recession Drop %

-59%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.9

Winter Avg Low (°F)

40

Avg Temperature (°F)

62.2

Hot Days/yr (>90°F)

77.5

Freezing Days/yr (<32°F)

19.7

Annual Precipitation (in)

17.1

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

54.5

Lower than 63%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95212: frequently asked questions

What is the median home value in ZIP Code 95212?
The median home value in ZIP Code 95212 is $538,500, higher than 90% of U.S. ZIP codes.
How much is property tax in ZIP Code 95212?
The median annual property tax in ZIP Code 95212 is $4,789, an effective rate of 1% of home value.
Is ZIP Code 95212 expensive to live in?
Homes in ZIP Code 95212 cost about 4.82× the median household income, higher than 84% of U.S. ZIP codes.
What is the average rent in ZIP Code 95212?
The median gross rent in ZIP Code 95212 is $2,486 a month, higher than 98% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 95212?
Home prices in ZIP Code 95212 have moved 36% over the past five years (-2.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 95212?
ZIP Code 95212 averages 62.2°F year-round, summer highs near 90.9°F, winter lows around 40°F (NOAA 1991–2020 normals).
Is ZIP Code 95212 at risk of flooding or natural disasters?
ZIP Code 95212's FEMA National Risk Index score is 54.5 (lower than 63% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →