The basics
Total Population
7,931
Median Age
40
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$706,600
Median Property Tax
$5,068
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.16
Median Rent
$1,368
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
38%
Appreciation 1yr %
2.9%
Pandemic Gain %
28%
Recession Drop %
-54%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.9
Winter Avg Low (°F)
40
Avg Temperature (°F)
62.2
Hot Days/yr (>90°F)
77.5
Freezing Days/yr (<32°F)
19.7
Annual Precipitation (in)
17.8
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
98.2
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95220: frequently asked questions
- What is the median home value in ZIP Code 95220?
- The median home value in ZIP Code 95220 is $706,600, higher than 94% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95220?
- The median annual property tax in ZIP Code 95220 is $5,068, an effective rate of 1% of home value.
- Is ZIP Code 95220 expensive to live in?
- Homes in ZIP Code 95220 cost about 6.16× the median household income, higher than 92% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95220?
- The median gross rent in ZIP Code 95220 is $1,368 a month, higher than 79% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95220?
- Home prices in ZIP Code 95220 have moved 38% over the past five years (2.9% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95220?
- ZIP Code 95220 averages 62.2°F year-round, summer highs near 90.9°F, winter lows around 40°F (NOAA 1991–2020 normals).
- Is ZIP Code 95220 at risk of flooding or natural disasters?
- ZIP Code 95220's FEMA National Risk Index score is 98.2 (higher than 97% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →