Back to Explorer

ZIP Code 95227

San Joaquin, California

FIPS 95227

Juniper

ZIP Code 95227 is in the bottom 5% nationally for FEMA risk score. It also sits in the 94th percentile nationally for median home value. And it sits in the bottom 19% nationally for price-to-income ratio.

Median Home Value

$673,800

Higher than 94% of U.S. ZIP codes

HPI Growth 5yr %

30%

Higher than 56% of U.S. ZIP codes

FEMA Risk Score

96.4

Higher than 95% of U.S. ZIP codes

The basics

Total Population

910

Median Age

55.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$673,800

Higher than 94%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.47

Higher than 81%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

30%

Higher than 56%

Pandemic Gain %

40%

Recession Drop %

-60%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

92.1

Winter Avg Low (°F)

41.1

Avg Temperature (°F)

62.5

Hot Days/yr (>90°F)

86.8

Freezing Days/yr (<32°F)

6.9

Annual Precipitation (in)

17.8

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

96.4

Higher than 95%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95227: frequently asked questions

What is the median home value in ZIP Code 95227?
The median home value in ZIP Code 95227 is $673,800, higher than 94% of U.S. ZIP codes.
Is ZIP Code 95227 expensive to live in?
Homes in ZIP Code 95227 cost about 4.47× the median household income, higher than 81% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 95227?
Home prices in ZIP Code 95227 have moved 30% over the past five years, per the FHFA House Price Index.
What is the weather like in ZIP Code 95227?
ZIP Code 95227 averages 62.5°F year-round, summer highs near 92.1°F, winter lows around 41.1°F (NOAA 1991–2020 normals).
Is ZIP Code 95227 at risk of flooding or natural disasters?
ZIP Code 95227's FEMA National Risk Index score is 96.4 (higher than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →